Prospectus excerpt:  BB&T Corporation is offering 17,000,000 depositary shares, each representing a 1/1,000th ownership interest in a share of Series H Non-Cumulative Perpetual Preferred Stock, $5.00 par value per share, with a liquidation preference of $25,000 per share (equivalent to $25 per depositary share) (the ôSeries H Preferred Stockö). As a holder of depositary shares, you will be entitled to all proportional rights and preferences of the Series H Preferred Stock (including dividend, voting, redemption and liquidation rights). You must exercise such rights through Computershare Trust Company, N.A. and Computershare Inc., jointly as the depositary for the shares of Series H Preferred Stock.