First Citizens BancShares is a financial holding company. Through its subsidiary, First-Citizens Bank & Trust Company, Co. provides retail and commercial banking services. Loan services include various types of commercial, business and consumer lending. Deposit services include checking, savings, money market and time deposit accounts. As a registered broker/dealer, Co.'s subsidiary, First Citizens Investor Services, Inc. (FCIS), provides investment products, including annuities, discount brokerage services and third-party mutual funds. As registered investment advisors, FCIS. and Co.'s subsidiary, First Citizens Asset Management, Inc. provide investment management services and advice.

Preferreds: FCNCO, FCNCP